Ask Amy: My late husband lent a friend money. How do I get it repaid?

Spread the love

Pricey Amy: My husband “George” lent our pal “Steve” $60,000. George died a number of months after the mortgage was made. Steve then bumped into some laborious instances.

He has repaid $30,000, with a dedication to repay the remaining quantity. It’s been two years now, with no point out of creating a fee. Steve is again on his toes and has been in a position to take a number of good holidays. Any strategies on how you can properly convey up the debt owed?

We now have many mutual mates, so I haven’t/can’t focus on this with anybody. I’m on a set earnings and would admire the fee and would additionally prefer to hold the friendship.

Lender: Retaining the friendship may be very a lot as much as the one who owes you cash. As it’s, your friendship is compromised since you are each avoiding discussing the cash he owes your husband’s property. Given the massive quantity owed, I assume you’ve gotten an settlement on paper.

The best way to convey this up is to be easy and sincere, conveying your constructive assumption that this mortgage might be repaid. Ensure you have entry to financial institution information, noting the unique transaction and the half-repayment. You must ship an e mail, so as to have a report of your written communication.

I counsel utilizing wording alongside these strains: “Pricey ‘Steve’: I hope you might be effectively. I’m contacting you relating to the excellent quantity you owe on the mortgage ‘George’ made to you earlier than he died. In keeping with my information, you’ve gotten repaid $30,000 of the whole $60,000 owed. After granting you additional time to repay this mortgage, I’m now wanting to obtain the remaining quantity inside an inexpensive time-frame.

“I worth our friendship, simply as George did; he was glad that can assist you while you have been in want. Let’s revive this dialog so as to get this matter settled.” In case you don’t obtain a reply, or if the reply just isn’t affordable or acceptable to you, then you need to contact your lawyer to pursue it in your behalf.

Pricey Amy: I met “Stacy” an excellent 10 years in the past, and we’ve been off-and-on mates ever since.

However not too long ago she’s discovered what drugs I take and all of the physician’s appointments I’ve, and she or he gained’t cease bugging me about coming off of the contraception tablet I’m at the moment taking. I’m 37 and I’ve a really severe and painful reproductive situation and am following my doctor’s advice for one of the simplest ways to deal with it.

I’ve had remedy twice, and I’m on antidepressants. However she’s been on me to cease taking the tablet, and she or he’s at the moment aggravated at me for the alternatives I’ve made. She is extraordinarily anti-medication. I’ve blocked her on WhatsApp earlier than due to this.

She’s at the moment on trip and we’re not speaking. Ought to I simply overlook her?

Misplaced: I assume that “Stacy” gleaned the entire medical details about you since you disclosed it to her. And I assume you remorse having achieved so.

Fairly merely — your medical points and the therapy you’re receiving are none of her enterprise. Moreover, her uninformed suggestions relating to your well being may make issues worse for you, when you adopted them.

Stacy looks like a traditional boundary-leaper. Sure, it looks like the correct time to maneuver away from this friendship.

Pricey Amy: Studying “Baffled in Boston,” who felt the necessity to confront his older brother for abuse 60 years in the past, I agree with you about these two brothers addressing their previous in a constructive means.

My two youthful brothers and I have been raised by a single mom. She delegated many duties to me, which resulted in me having to “mom” them.

My brothers thought I used to be her favourite and have been resentful about it. Evaluating notes as adults was therapeutic for all of us and has improved our relationship. We’re in our 70s and nonetheless uncover how in another way the identical scenario was seen by every sibling.

Older Sister: I consider this because the “Rashomon impact,” in honor of the groundbreaking Japanese film that confirmed the exact same occasion from many various and conflicting views.

I urge members of the family to maintain this in thoughts as they fastidiously wade into childhood occasions, understanding once they do this many components, together with beginning order, temperament and gender, will render the identical occasions as nearly unrecognizable to different siblings.

It is vital (moving into) to be open to all variations of occasions. That is what results in perception and understanding.

© 2023 by Amy Dickinson. Distributed by Tribune Content material Company.

Spread the love

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top